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OPay

Éditeur: OPay Digital Services Limited
Prix: Gratuit

Historique de classement des apps

Consulter l'historique des classements de téléchargement pour OPay en France.

L'Historique des classements indique la popularité de OPay sur Google Play app store et son évolution au fil du temps. Vous pouvez suivre la performance de OPay pour chaque heure de chaque jour sur différents pays, catégories et appareils.

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Évaluations et notes de l'appli

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Contenus phares

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Description de l'appli

OPay - The first cashback wallet in Nigeria(A secure app that helps you make convenient payment anywhere you are! )

ABOUT OPAY
● The leading Mobile Payment platform in Nigeria, with over 10+ million users.
● Enjoy free bank transfers. No service fee.
● Get cashback when you pay for Airtime, bills and more.
● Use our Savings feature to enjoy up to 20% interest rate annually.
● OKash and Easemoni make it efficient for you to access credit anytime, anywhere.
● Chat with friends for free, and create group chats with your friends and family on OPay.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.

MORE SERVICES
● Various flexible savings tools
Enjoy up to 20% annual interest, get expert financial management and reach your goals faster when you save with OPay.

OWealth savings:
OWealth provides you with up to 15% rate of return per annum. You can withdraw your money at anytime with no extra fees.

Targets savings:
Targets is a target financial product that allows you to create a unique saving target for your situation and save with discipline on a monthly/weekly/daily basis. Targets provides you with 17% rate of return per annum.

Fixed savings:
Investing in Fixed can get an annualized rate of return up to 18%. New users of Fixed can enjoy an exclusive 20% annual interest rate.

Spend&Save:
Spend & Save is a savings product of Blue Ridge Micro-finance bank embedded in OPay. it is designed to help you make full utilization of your funds using a "save & earn as you spend" model.

For example:
Invest: ₦50,000 for one year
The amount of interest: ₦50,000x15%x365/365=₦7,500
The amount of return: ₦50,000+₦7,500=₦57,500
Note: Choose different products or maturities, the annualized interest rate may be different, but the calculation formula is the same.

● Various Loans
Okash:
Tenure: We will require your repayment from the 91st day to the 365th day.
Loan Amount: from ₦3,000 to ₦500,000.
Interest Rate: With a minimum of 0.1% to a maximum of 1%Our interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%.
Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge
For example
91days loan payment terms have a processing fee of 41% and interest of 9.1%.
For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502.
The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93.
The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.
The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.

Easemoni:
Loan Amount: from NGN 3,000 to NGN 1,000,000.
Tenure: We will require your repayment from 91 days to 365 days.
Interest Rate: 5% to10% monthly , APR60%-120%
For example
91-days loan payment terms have a interest fee of 5% monthly .
For the loan processed with principal amount of ₦3,000;the interest would be ₦273; the total amount due would be ₦3,273.
Then first month repayment would be ₦1091.
repayment of second month would be ₦1091.
the third month repayment would also be ₦1091.
CreditMe is a 'Buy now pay later' product on OPay , support transaction and withdrawal. We will charge you a little service fee each time you use CreditMe.

CONTACT US
We have a dedicated support team available 24/7 for all your inquiries and complaints.
Our website: https://opayweb.com
WhatsApp: 2349066722924
Email: support@opay-inc.com or ng-support@opay-inc.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
This APP is intended solely for users who are 18 years of age or older.
Download OPay app today!

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Évaluations et notes de l'appli

Découvrez ce que les utilisateurs pensent de OPay en lisant les évaluations et en consultant la note.

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