Top Apps

Search for any app


Publisher: OPay Digital Services Limited
Price: Free

App Rank History

Check out the download rank history for OPay in United States.

Rank History shows how popular OPay is in the Google Play, and how that’s changed over time. You can track the performance of OPay every hour of every day across different countries, categories and devices.

Discover More After Free Registration!

App Store Optimization

Track top keywords for every app out there, as well as how an app’s search position is trending over time for the keywords that matter.

App Reviews and Ratings

Get important user feedback by exploring App Reviews and Ratings. Slice and dice by version, country, and date range, to discover bugs, track suggestions and improve your app.


Find out when and where apps have been featured in the different app stores for any day, country, device and section.

App Description

OPay - The first cashback wallet in Nigeria(A secure app that helps you make convenient payment anywhere you are! )

● The leading Mobile Payment platform in Nigeria, with over 10+ million users.
● Enjoy free bank transfers. No service fee.
● Get cashback when you pay for Airtime, bills and more.
● Use our Savings feature to enjoy up to 20% interest rate annually.
● OKash and Easemoni make it efficient for you to access credit anytime, anywhere.
● Chat with friends for free, and create group chats with your friends and family on OPay.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.

● Various flexible savings tools
Enjoy up to 20% annual interest, get expert financial management and reach your goals faster when you save with OPay.

OWealth savings:
OWealth provides you with up to 15% rate of return per annum. You can withdraw your money at anytime with no extra fees.

Targets savings:
Targets is a target financial product that allows you to create a unique saving target for your situation and save with discipline on a monthly/weekly/daily basis. Targets provides you with 17% rate of return per annum.

Fixed savings:
Investing in Fixed can get an annualized rate of return up to 18%. New users of Fixed can enjoy an exclusive 20% annual interest rate.

Spend & Save is a savings product of Blue Ridge Micro-finance bank embedded in OPay. it is designed to help you make full utilization of your funds using a "save & earn as you spend" model.

For example:
Invest: ₦50,000 for one year
The amount of interest: ₦50,000x15%x365/365=₦7,500
The amount of return: ₦50,000+₦7,500=₦57,500
Note: Choose different products or maturities, the annualized interest rate may be different, but the calculation formula is the same.

● Various Loans
Tenure: We will require your repayment from the 91st day to the 365th day.
Loan Amount: from ₦3,000 to ₦500,000.
Interest Rate: With a minimum of 0.1% to a maximum of 1%Our interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%.
Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge
For example
91days loan payment terms have a processing fee of 41% and interest of 9.1%.
For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502.
The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93.
The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.
The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.

Loan Amount: from NGN 3,000 to NGN 1,000,000.
Tenure: We will require your repayment from 91 days to 365 days.
Interest Rate: 5% to10% monthly , APR60%-120%
For example
91-days loan payment terms have a interest fee of 5% monthly .
For the loan processed with principal amount of ₦3,000;the interest would be ₦273; the total amount due would be ₦3,273.
Then first month repayment would be ₦1091.
repayment of second month would be ₦1091.
the third month repayment would also be ₦1091.
CreditMe is a 'Buy now pay later' product on OPay , support transaction and withdrawal. We will charge you a little service fee each time you use CreditMe.

We have a dedicated support team available 24/7 for all your inquiries and complaints.
Our website:
WhatsApp: 2349066722924
Email: or
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
This APP is intended solely for users who are 18 years of age or older.
Download OPay app today!

App Store Optimization

What words do people use when trying to find an app? The right keywords can help an app to get discovered more often, and increase downloads and revenue. tracks millions of keywords so you can get more downloads for your app, and understand what keywords your competitors are using.

App Reviews and Ratings

Find out what users think of OPay by reading the reviews and checking the rating.


0 ratings

Very fast n reliable

May 20, 2022


May 20, 2022


May 20, 2022

Such an amazing experience

May 20, 2022

But why is it requesting for data

May 20, 2022

Learn everything about millions of apps and what’s happening in the app industry with